Page 7 - 2023 Vol 13 Issue 8 Zone 1 Tri-City Kitchens

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Each option has advantages and disadvantages and the option that is best depends on your individual circumstances. You should consider features such as investment options, fees and expenses, and services o ered. A Financial Advisor can help educate you regarding your choices so you can decide summer fun and make no payments SINCE 1950
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Ask these four questions to
Financial Expert Contributor
help you prepare for retirement

2. Where will I be living? Decide to adjust your spending patterns today. Live • Dine • Shop • Enjoy
• Will I stay in my current home or downsize Choose something you really don’t need and
to something smaller or a rental property? redirect that amount into your retirement savings.
Take advantage of growth potential over time. Pay
• Will I move to a retirement community or yourself first instead of spending money on
assisted living facility?
something that won’t support your future
• Will I sell my home and replace it with an retirement needs. Creating that nest egg now
RV or other alternative living option? could reduce your stress about money.
3. What situations could impact my expenditures? Start or add to an emergency fund. Even if the JUNE 2023
2023
Brandon A Kuhn RICP® • What health care coverage do I need for my amount seems very small, it’s important to take 10 RUNNING JUNE
health conditions? the first step. As that amount grows and the 2023
Wells Fargo Advisor behavior becomes a habit, you will likely gain 25
• Do I have an emergency fund for unexpected Calendar of Events

To determine how much you will need to fund situations such as a health care crisis or confidence and momentum in your investment
activities.
your retirement, it’s helpful to estimate what your property loss due to a natural disaster? On The Ave Pumpkin OCTOBER
Pumpkin
budget will look like. These four questions could • What if I stop working sooner than expect- Meet with a financial advisor to review your & Volunteer Recognition Patch Party 28
A Taste of Vineland
Patch Party
help you identify your retirement lifestyle and ed? answers and turn your outline into a plan to help Check out our events calendar
plan for the related costs. you work toward your goals.
• What happens if I experience a significant AUGUST OCTOBER www.theave.biz
income loss? Variable annuities are long-term investments suitable for retirement 25
1. What will I be doing? funding and are subject to market fluctuations and investment risk. 27
• Do I plan to continue working past age 65 or 4. What barriers are keeping me from investing? Investment and Insurance Products are:
Olde
after I reach my full retirement age? Full • I have nothing extra to invest. • Not Insured by the FDIC or Any Federal NOVEMBER Fashioned
time or part time? • I have education loans or other debt. Government Agency Weddings 25 DECEMBER
• Are there hobbies I want to pursue that will • I don’t know how to start an investment plan. • Not a Deposit or Other Obligation of, or On The Ave ON 1-2
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either cost money or make money? Guaranteed by, the Bank or Any Bank Affiliate NOVEMBER Christmas
• I have time to start saving later. • Subject to Investment Risks, Including Possible
Parade
• Is there volunteer work that may also have 1-14 Parade
costs associated? Next steps Loss of the Principal Amount Invested
• Do I plan to travel? Where? Wells Fargo Advisors is a trade name used by Wells Fargo
Prepare rather than panic. Create an outline Clearing Services, LLC, Member SIPC, a registered broker-deal-
• Are there things I enjoy that have related from your answers to these questions. It should er and non-bank affiliate of Wells Fargo & Company. This
advertisement was written by Wells Fargo Advisors and provided
costs? give you the framework to calculate the income to you by Brandon A. Kuhn. Main Street Vineland | 603 E. Landis Ave. | 856-794-8653
you may need to support your retirement lifestyle. ©2022 Wells Fargo Clearing Services, LLC.
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